Abstract: Chinas banks are facing more and more financial risks. It is the urgent problem to our bank that how to control the risks. The fuzzy probability was presented to analyze the risks of the bank, including the fuzziness and variable. The conclusion that risks in chinas bank is very high. It has put a new way to establish the financial risk guard.

Key words: Finical risk , Banking , Precautions

摘要： 我国银行所面临的金融风险与日俱增,如何防范和控制金融风险产生,是当前我国银行亟待解决的
问题。运用模糊概率模型,对我国银行业的金融风险进行综合评价,充分考虑了我国银行风险中的模糊性和随机
性,得出我国银行金融系统面临着较高的风险,为建立有效的金融风险防范体系提过了新的思路。

关键词: 金融风险 , 银行业 , 防范