Cost-Efficiency of Listed Commercial Banks in ChinaBased on the Analysis of SFA

doi:10.3969/j.issn.1672-6952.2016.04.017

Journal of Liaoning Petrochemical University ›› 2016, Vol. 36 ›› Issue (4): 78-82.DOI: 10.3969/j.issn.1672-6952.2016.04.017

Cost-Efficiency of Listed Commercial Banks in ChinaBased on the Analysis of SFA

Song Jinbo， Liu Tiemin

School of Economics ＆ Management，Liaoning Shihua University，Fushun Liaoning 113001，China

Received:2015-03-05 Published:2016-07-20 Online:2016-08-24

基于SFA的我国上市商业银行成本效率分析

宋金伯,刘铁敏

(辽宁石油化工大学经济管理学院,辽宁抚顺113001)

通讯作者: 刘铁敏(1966-),女,博士,教授,从事资源需求与供给的定量分析、金融业务实践等方面的研究;E-mail:374766093@qq.com
作者简介:宋金伯(1988-),女,硕士研究生,从事金融机构效率分析方面的研究;E-mail:shaomai150@qq.com。

Abstract

Abstract:

Cost-efficiency is a key factor affecting comprehensive competitive ability of commercial banks. The stochastic frontier analysis method was used combining with the CobbDouglas function to estimate the costefficiency value of 16 listed commercial banks of our country in 2005-2013, and then to the panel data which were obtained by the horizontal longitudinal analysis. The results showed that the cost-efficiency was affected by factors such as size and configuration, the level of cost-efficiency of city commercial banks, national joint-stock commercial banks and state-owned commercial banks was reducing. Thus suggested that large commercial banks needed to learn the experience of efficient management from the small and medium-sized commercial banks in such aspects as manpower, configuration and technology, at the same time, the small and medium-sized commercial banks should also learn the experience of scale expansion and accumulation of strength from the big commercial banks. Banks should foster strengths and circumvent weaknesses in order to further improve cost efficiency and achieve better and faster new growth.

Key words:

摘要： 成本效率是影响商业银行综合竞争能力的关键因素。综合运用随机前沿分析以及柯布-道格拉斯函数,对我国16家上市商业银行在2005—2013年的成本效率进行测算,得到了相应的面板数据,并进一步进行了横纵向对比分析。分析结果表明,由于成本效率受规模、配置等因素的影响,城市商业银行、全国性股份制商业银行、国
有控股商业银行的成本效率水平依次降低,因此建议大型商业银行在人力、配置、技术等方面向中小型商业银行借鉴高效管理的经验,中小型商业银行向大型商业银行学习规模扩张、实力积累等方面的经验,各类银行应扬长避短、取长补短,进一步提高成本效率,以更好更快地实现新的成长。

关键词: 上市商业银行, 成本效率, 随机前沿分析, 柯布-道格拉斯函数, 面板数据

Song Jinbo, Liu Tiemin.

Cost-Efficiency of Listed Commercial Banks in ChinaBased on the Analysis of SFA[J]. Journal of Liaoning Petrochemical University, 2016, 36(4): 78-82.

宋金伯, 刘铁敏. 基于SFA的我国上市商业银行成本效率分析[J]. 辽宁石油化工大学学报, 2016, 36(4): 78-82.

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Cost-Efficiency of Listed Commercial Banks in ChinaBased on the Analysis of SFA

基于SFA的我国上市商业银行成本效率分析

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